• 1 Post
  • 15 Comments
Joined 1 year ago
cake
Cake day: September 24th, 2023

help-circle

  • I have an honors minor in medical humanities and took several medical policy courses. We looked at this exact graph from previous years as well as several other huge sets of data/graphs/studies and anything else related to insurance you can imagine. Insurance is not a standard market commodity and does not follow the same trend or logic. The only way you can lower premiums in insurance is by reducing the risk in the pool, or increasing the pool size to dilute the risk. This is either increasing the total pool size by increasing premiums, getting more people, or being selective about who joins the risk pool. The third one was what was called “preexisting conditions” and kept high cost people from entering the risk pool and draining the funds. This got banned and increased premiums. By increasing competition you end up splitting up the pools, making everyone’s premiums go up. This happened multiple times post ACA after the GOP started stripping out the funding and safeguards to prevent this. More and more competition opened up with artificially low premiums being subsidized by federal dollars, but then when the subsidies ended the premiums started jumping. Then when the premiums were jumping, new companies opened up to make more competition advertising lower rates, but then further fractured to pool sizes, leading to premiums skyrocketing. If you look back just 10 years ago there was a 3-5 year stretch of premiums increasing almost 30% year after year. It was due to all the competition opening up every year. This is why single payer systems have the lowest rates. If you have even one private company monopoly with a regulated cap on profits you would still end up with lower premiums. Then, if this single paying company was nationalized to take out the profit making middle man, the premiums are that much lower because your risk is spread across a massive pool. More competition in insurance makes the problem worse. I would agree with your stronger regulation though. There is a lot that can be done there.




  • I know, right? Like, who the fuck needs democracy and sovereignty? If they didn’t want to be part of Russia, then they should have just said so. Has Velinsky tried talking to the justly elected Putin? This 100 billion could be spent on rebuilding all the housing in Ukrane that was blown up by Russia DEFENDING its self from the Ukrainian troops invading Ukraine. This could be 100 billion dollars in food aid spread around the world in the form of Ukrainian grain shipments that have been stalled or sunk, but Ukraine has CHOSEN to stop shipping their grain by blocking their own barges and trucks.this could have been 100 billion dollars in CLEAN oil that Russia could have been exporting to help the world with energy, but instead will have to rebuild because the plants keep blowing up. If only there was a solution that would let the world move on and spend their money on better things. If only we would just give in to Russia and let them take what they want at the expense of others- then the world would be a better place.




  • MrEff@lemmy.worldtoNo Stupid Questions@lemmy.worldXXX
    link
    fedilink
    arrow-up
    1
    arrow-down
    6
    ·
    6 months ago

    Hot take here and I would love discussion- but this is a small reason why I am against a full UBI in cash, but want UBI in voucher form with only a small portion in cash. Vouchers limit potential inflation spill over from sectors and you can now control how much people are getting depending on factors to better and more fairly suit their situations. This is also why I am a huge fan of “food stamps” or food welfare programs. This is essentialy what they are doing already, just make it universal. Then we look at things like housing vouchers, another great program that we can now just scale up and make universal as well. Then you only need to give a smaller cash handout for incidental spending. You know people are going to have to spend money on housing and food, so make those the priorities for funding vouchers and you can put rules in place to minimize inflation within those industries. Then if you have people who are well of enough to not need the full voucher, let them convert the voucher over to cash at a penalty rate, say 2 to 1 for cash, or some progressive scale for remaining money. They don’t need the money as much, but you also don’t want them to be completely left out unfairly and have them resentful of the system. This could even expand into other industries or normal costs. Transportation, cable/internet, cell service, even some insurance (like car, rental, umbrella- assuming that if you are at a level of providing UBI, you are already providing universal health care). Now for each voucher you can make it needs and situation based and evaluate a fair amount for each person through an automated system depending on some quick metrics of their life. Each voucher system is also industry specific with its own oversight and regulations and inflation reductions built into it. I think it would be a better system and am open to others thoughts.


  • Not really. If you are from Houston you would understand. All of east Houston is petrochem. About 60% of ALL refined oil in America comes from Houston, and specifically the east side. Pasadena (houston) is even nicknamed Stinkadena because of the constant chemical oder in the air. They also employ a large majority of everyone who lives on that side of town. Most of the area around it, Mont Bellview included, has their entire local economies based around support for the oil and gas industry.

    I know people are going to comment about ‘boooo oil and gas, we should switch away from oil!’ And others are going to say ‘that’s disgusting! Think of the poor people trapped to live there!’ But the reality is that is was how the city evolved. With the rise of oil and gas, there was the rise of the refinery towns in East Houston. Without it, they would have never existed. And several of the refineries are making other products than gasoline. If you ever use and lubricants, plastics, crayons, waxes, or ever driven or biked on asphalt, then you use oil products.



  • Ethiopia DID have a coast. It was what is now known as the country of Eritrea. They were forced to be part of the country after WW2 in 1950, and ignored the wishes of the people to remain independent. Then by 1961 a war for independence started and lasted for 30 years. It ended with the Eritrean forces taking the Ethiopian capital and winning the war capture the flag style, but with guns.

    As far as Djibouti, they are probably the best example of American modern imperialism. The country enjoys a stable currency by using an American backed currency. In exchange the US has their Horn of Africa base there. Because the country is so small but the base has so many troops and the US pays to lease the land, the US military ends up making up a little bit over 10% of their entire GDP. This is the base that launches the anti-pirate operations for the region, not only providing security for Djibouti, but security for the entire HoA. Say what you want about the USA and their modern imperialism, but the only thing anyone in that region agrees with is that they love the US troops there and the mission they do.

    If Ethiopia wanted to take Djibouti, not only would that piss off literally every other country in the region, they would also have to go through the USA to take it. Good luck with that.




  • In 2000 the Afghani was worth 75,000 to 1 USD. During ISAF occupation it was fixed at 50 to 1. It is now at 70 to 1 and dropping. Let’s stick to one argument at a time rather than playing the whataboutism game. You said the USA destroyed their economy, yet the evidence strongly says otherwise. Before 2001, Afghanistan was the second poorest country in the world. When ISAF pulled out it was ranked at about 40 (I say ‘about’ because it was still growing and changing faster and the rankings were uptated). In the short time of Taliban rule they have dropped back down to sub 33 with exact number still to be determined. (The sub 33 ranking is important because there are only 33 countries on the UN “least developed countries” list).

    I would spend time debating topics like this with educated people and those that are open minded, but you do not seem like you fit either group. Do not expect a reply.



  • Death toll as of yesterday was reported around 8,000. The US/coalition 20-year war in Afghanistan was (rounding UP) 50,000. That puts it at an average of 2,500 civilian deaths per year. Even THAT number was high enough for people to call for war crimes investigations. Now Israel has reached over 3x the yearly average in only 3 weeks. On track to pass 10,000 by the one month mark, too. I’m not saying that Isreal doesn’t have the right to defend its self, or even defense through offense, but there is a point that we need to agree is too far; and I think we are a bit past it.